Last updated: September 5, 2026
PayDock is a household bill and subscription management service available at paydock.app. We are committed to protecting your personal information and being transparent about what we collect and why.
Account information. When you create or sign in to a PayDock account, we receive your name, email address, and a unique user ID. We store this to identify your account and send reminders you request.
Bill and subscription data. Bill names, amounts, due dates, payment status, categories, and any notes you add. This data is stored in our PostgreSQL database hosted on Replit's infrastructure.
Credential vault data. Website names, usernames, and passwords you store alongside your bills. These fields are encrypted at rest using AES-256-GCM before being written to our database and are transmitted over HTTPS. PayDock's backend decrypts credential fields when returning them to an authenticated account. PayDock is not a zero-knowledge password manager.
Usage preferences. Your monthly budget, notification settings, and similar preferences you configure in the app.
Payment information. Subscription payments are processed by Stripe. We store a Stripe customer ID to link your account to your subscription; we do not store your credit card number or billing address.
We do not sell, share, or rent your data to third parties. We do not use your data for advertising.
All data is stored on servers hosted by Replit, Inc. in the United States. Credential vault fields are encrypted at rest using AES-256-GCM and are decrypted by PayDock's backend when provided to an authenticated account. Your account is protected by PayDock's authentication controls.
While we implement industry-standard security measures, no system is perfectly secure. Use a strong, unique password and enable two-factor authentication on any connected identity provider.
If you invite a household member, they can view bills and, if you choose, logins that belong to the household. Invitations are opt-in and can be revoked at any time from the Account screen.
If you enable push notifications, PayDock sends bill payment reminders before due dates. You can disable notifications at any time in the Account screen or your device settings.
We send email reminders for upcoming bill payments if you have configured them. You can disable reminders at any time from your Account screen. We do not send marketing emails.
We retain your data for as long as your account is active. You can permanently delete your account and all associated data at any time from the Account screen in the app. Deletion is immediate and irreversible.
You may request a copy of the data we hold about you, correction of inaccurate data, or deletion of your account at any time by contacting us. If you are located in the European Economic Area, you have additional rights under GDPR.
PayDock is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us so we can delete it.
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a new "Last updated" date.
If you have questions about this Privacy Policy, please contact us at support@paydock.app.